Important Consumer Information :
Louis J. Schwarz, CFP, RFC, Charles Sterling and Joshua R. Beal, are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, DE, FL, HI, IL, MD, MN, NC, NJ, NY, OR, PA, RI, SD, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.
Louis J. Schwarz, CFP, RFC, Charles Sterling and Joshua R. Beal, are also separately registered as investment advisor representatives under Schwarz Financial Services LLC, a registered investment adviser, offering advisory and insurance services in the state of Maryland. As such these services are strictly intended for individuals residing in MD. Schwarz Financial Services LLC, is not affiliated with Royal Alliance Associates, Inc.
Louis J. Schwarz, CFP, RFC also offers investment advisory services through Royal Alliance Associates, Inc.
A broker-dealer "BD", investment adviser "IA", a BD agent, or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment adviser, BD agent or IA Representative, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.
For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.